Self Managed
Super Fund Loans.

Take control with a Self Managed Super Fund loan.

Before we get into the technicalities around Self Managed Super Fund (SMSF) loans, let’s confirm what a SMSF actually is, because it can get confusing. An SMSF is a private superannuation fund that allows direct investment control along with a wider range of investment choices. Setting up an SMSF can be fairly tricky, however our team of trusted financial brokers can provide you with the right advice while assisting you in preparing and managing your SMSF. Now, let’s cover the fun stuff. An SMSF loan is a home loan utilised by a SMSF to purchase an investment property. The returns that are made on your investment, such as capital gains or rental payments, go straight back into your SMSF and contribute towards your retirement.

We’ve covered the basics, so let’s dive a little deeper. SMSF loans are a great lending solution if you aren’t able to finance the purchase of a residential or commercial property outright. At Oracle, we will build a tailored and personal investment strategy that utilises the savings you’ve made through your SMSF. With an SMSF loan, you’ll have all the leverage you need to make your next property purchase – commercial or residential. Securing a loan through your SMSF differs from other forms of loans, therefore it involves certain rules and regulations. Due to this, it is important to have knowledgeable and trustworthy brokers by your side, just like ourselves.

The right advice with our team of finance brokers.

You might be ready to apply for a SMSF, or you may need some more detailed information regarding what it entails. Either way, one of our trusted finance brokers will guide you through the whole process. We’ll step you through all the details such as application fees, loan terms, minimum loan size and repayment terms. We can assure you will know exactly what is needed in order to apply for a SMSF loan, as well as what’s expected when your application is approved. Borrowing through your SMSF has a variety of benefits, but it also has a couple of drawbacks. We’ll cover all the various pros and cons, so you can make an informed decision that ultimately is right for you.

When you work with Oracle Lending, you can trust that you’re getting the best, most experienced and trustworthy support there is. No matter your financial situation or knowledge on SMSF loans, we can offer our support whenever you need it. Don’t let the thought of financing your next property investment intimidate you. Let us assist in securing a SMSF loan today and we can start the journey together – we will be with you every step of the way.

Looking for the right business finance? Download our guide here. We take a look at business finance options, why good finance is good for business and how using a broker can take the stress away from finance and business.


Self Managed Super Fund Loans

Take control of your future and borrow through your Self Managed Super Fund. You will thank yourself later.

Self Employed Lending

Being your own boss can be tough, but taking out a loan doesn’t have to be. Let us handle the workload when it comes to finding the right financial solution, so you don’t have to.

Commercial Properties Lending

We’ll find the right loan so you can fund your next commercial property purchase. We’ll begin the financial adventure together.

Medical Professionals & Allied Health

Doctors, Vets, Podiatrists, Optometrists, all those in a medical or allied health profession, this one’s for you!

Equipment & Asset Lending

Don’t put off expanding your business with new equipment and assets. With the right loan, you can take the next step with your business.

Book a business consultation.

with you.

Our experienced team of finance brokers have a wealth of knowledge to identify and implement the ideal financial solution for you. We prioritise working with you to achieve your business and personal financial goals for today and the future.

Meet the team

What our
clients say.

We worked with Angelo from Oracle for the purchases of our businesses and investment properties. The level of personalized care, attention to detail, and professionalism demonstrated by Angelo and his team surpassed our expectations. As owners of small businesses, we appreciated the honesty, transparency, and especially the warm compassion throughout the whole mortgage process. We highly recommend Angelo and his team to all our professional colleagues, and thank him immensely for all his help so far.

Le Anh

From the time I first met with Jaidan who developed a plan for me and answered all my questions, who was there for me when I thought I was stuck and answered all my calls, either driving in his car on the way to an important meeting or after hours with a crying baby in his arms - thank you so much Jaidan - you are a gun! And Isabelle who cheerfully and effortlessly handled all my queries, handled the paper work and helped me RE concerns on the late contract and helped with the FHLDS paper work. Thank you so much!


I highly recommend Jaidan Ianni from Oracle. He worked very hard on my behalf to make my life long dream come true. Thanks to Jaidan my home is being built as I write. Jaidan diligently explained each process to me every step of the way. He was always available to speak to , and on the rare occasion he wasn't available he got back to me promptly. I really enjoyed working with Jaidan due to his friendly and caring nature. And I look forward to working with Jaidan in the future .


Jaidan's integrity is what stands out the most. He is a listener, he asks the right questions and offers appropriate advice. His support and guidance through processing our financial needs, from beginning to end is the highest professional quality anyone could expect. Jaidan is well mannered, approachable, knowledgeable and willing to support our financial needs and I couldn't recommend his services more highly. I feel safe in the knowledge I am in good hands.


Jaidan was very professional from first communication right until the end. Jaidan always went over and above to ensure I was being looked after and knew what was going on. Jaidan is very knowledgeable and is able to cater to any circumstance. Being my first loan, I thought this experience would be very daunting and was unsure about the whole process prior to speaking with Jaidan. Jaidan made the whole experience a breeze, I would highly recommend Jaidan for any finance services.