Take control with a Self Managed Super Fund loan.
Before we get into the technicalities around Self Managed Super Fund (SMSF) loans, let’s confirm what a SMSF actually is, because it can get confusing. An SMSF is a private superannuation fund that allows direct investment control along with a wider range of investment choices. Setting up an SMSF can be fairly tricky, however our team of trusted financial brokers can provide you with the right advice while assisting you in preparing and managing your SMSF. Now, let’s cover the fun stuff. An SMSF loan is a home loan utilised by a SMSF to purchase an investment property. The returns that are made on your investment, such as capital gains or rental payments, go straight back into your SMSF and contribute towards your retirement.
We’ve covered the basics, so let’s dive a little deeper. SMSF loans are a great lending solution if you aren’t able to finance the purchase of a residential or commercial property outright. At Oracle, we will build a tailored and personal investment strategy that utilises the savings you’ve made through your SMSF. With an SMSF loan, you’ll have all the leverage you need to make your next property purchase – commercial or residential. Securing a loan through your SMSF differs from other forms of loans, therefore it involves certain rules and regulations. Due to this, it is important to have knowledgeable and trustworthy brokers by your side, just like ourselves.
The right advice with our team of finance brokers.
You might be ready to apply for a SMSF, or you may need some more detailed information regarding what it entails. Either way, one of our trusted finance brokers will guide you through the whole process. We’ll step you through all the details such as application fees, loan terms, minimum loan size and repayment terms. We can assure you will know exactly what is needed in order to apply for a SMSF loan, as well as what’s expected when your application is approved. Borrowing through your SMSF has a variety of benefits, but it also has a couple of drawbacks. We’ll cover all the various pros and cons, so you can make an informed decision that ultimately is right for you.
When you work with Oracle Lending, you can trust that you’re getting the best, most experienced and trustworthy support there is. No matter your financial situation or knowledge on SMSF loans, we can offer our support whenever you need it. Don’t let the thought of financing your next property investment intimidate you. Let us assist in securing a SMSF loan today and we can start the journey together – we will be with you every step of the way.
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