The Latest
in News.

  • Roll up those sleeves – a renovation renaissance is slated for 2026

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  • Nurses, teachers or CEOs: which occupation boasts more property investors?

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  • Aussie home owners just got $82,000 richer on average

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  • Happy New Year! Let’s discuss some potential 2026 goals

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  • Season’s greetings! Here’s to a well-earned summer break

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  • Your suburb’s 2025 property report card is in

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  • No Christmas rate cut – could rates rise in 2026?

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  • 2% deposit scheme ‘Help to Buy’ launches

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  • Why now may be the time to buy a rental property

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  • 5-year goal: 1-in-3 Gen Zs planning to buy a first home

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  • Australian home owners focus on paying down debt

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  • Time to buy? House prices tipped to heat up this summer

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  • Forget ‘The Block’, more homes are selling at auction

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  • All aboard! The affordability of just one extra train stop

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  • Bank of Mum and Dad stumps up $40,000

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  • What are the chances of another rate cut this year?

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  • Separating? Understand your home loan options

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  • 99% of brokers have helped their clients secure a lower rate

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  • Countdown to be in your new home by Christmas

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  • Jump into the market up to 4 years sooner with 5% deposit scheme

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  • 5 steps to help you find a competitive edge this home-buying season

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  • 5% deposit scheme expands early – will it increase house prices?

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  • Surge in switching: 1,000 home loans refinanced every day

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  • Third rate cut delivered this year as RBA trims cash rate to 3.60%

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  • Skipping pre-approval sees 1-in-10 first home buyers miss out

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  • How your home can help your kids get a great education

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  • Newly built homes notch up strongest sales in 3 years

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  • Has your borrowing power increased in 2025?

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  • Two-thirds of borrowers could save by refinancing: report

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  • Small deposit? 50,000 Home Guarantee Scheme spots just opened up

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  • How to make an offer on a home

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  • Welcome back! Home lending jumps as first home buyers return

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  • Australian home price average tops $1 million

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  • How you could boost your home’s value by $118,000 (and save on bills)

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  • Plot twist: home owners keep repayments on hold as rates fall

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  • RBA cuts the cash rate for the second time this year to 3.85%

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  • Fact or fiction: do property values double every 10 years?

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  • Albo re-elected: what’s on the board for home buyers and owners?

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  • Myth buster: do weekly repayments pay off an offset loan faster?

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  • Could US tariffs be good news for Aussie home owners?

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  • Election 2025: what’s on offer for first home buyers?

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  • Home owners notch up gains of $230,000 in just 5 years

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  • Why 1-in-2 families are thinking of refinancing

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  • Sounds of silence: how traffic noise can impact property values

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  • 5 fun (and budget-friendly) ideas for an Easter staycation

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  • Low cost renos to help keep your home cosy this autumn

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  • Was that the shortest property downturn ever?

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  • Major change coming to mortgage rules for university grads

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  • RBA cuts the cash rate for the first time since 2020

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  • The scheme that’s helped 193,000 Aussies buy a first home

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  • What happens to my home loan if interest rates fall?

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  • The top 5 location turn-offs for Aussie home buyers

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  • How to finance your 2025 home renovation

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  • Decisions decisions… Fixed-rate vs variable home loan rate

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  • House, apartment or townhouse? The pros and cons of each

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  • Three financial New Year’s resolutions to tackle 2025 head-on

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  • Merry Christmas! And thanks for your support in 2024!

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  • Have you refinanced recently? It could be time this summer break

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  • How did property prices go in 2024? And what’s tipped for 2025?

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  • Thinking of buying a holiday home? Here’s what to weigh up

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  • Thinking of installing a swimming pool for summer?

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  • Buying land to build on later: what you need to know

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  • Do you really need a building inspection?

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  • Can we expect the RBA to cut back rates this summer?

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  • How much does LMI really add to a home’s cost?

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  • How to nail a home loan if you’re self-employed

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  • What’s going on with negative gearing?

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  • How long it takes to save a deposit (and how to fast-track it)

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  • Could rate cuts mean house prices heat up again?

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  • Why 9 out of 10 first-home buyers use a mortgage broker

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  • TikTok vs talking to your broker? It’s no contest

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  • Fixed rates tumble: a sign of things to come?

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  • The home loan feature 70% of new borrowers are hooked on

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  • How much has your home’s value risen by?

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  • Property market set to blossom this spring

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  • How to buy an investment property using your home’s equity

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  • Does your job come with home loan perks?

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  • Why multi-bedroom homes could be appealing for investors

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  • Low deposit scheme opens up to New Zealander visa holders

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  • Is fear of rejection holding you back from your life goals?

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  • How much could you expect to borrow for a home in 2024?

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  • 50,000 low-deposit spots open for first home buyers and single parents

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  • Will home prices keep rising over the next year?

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  • Rate cuts? Pencil them in for 2025

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  • Is a tree or sea change on your horizon?

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  • Why three-in-four Aussies turn to a broker for home loan help

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  • First home buyers turn to Bank of Nan and Pop

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  • What you should know before buying ‘subject to finance’

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  • Not feeling the budget love? 4 ways you could still get ahead

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  • Low deposit scheme helps over 150,000 families buy sooner

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  • Here’s why your borrowing power might soon get a lift

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  • How to know if you’re paying a fair price

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  • Can you remember your home loan interest rate?

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  • Plot twist: Millennials are Australia’s most active property investors

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  • Homeowners now an extra $71,000 richer (on average!)

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  • FOMO, FOBO and FOOP – how they can hold you back

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  • Explainer: how construction loans work

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  • Why offset accounts are hitting new highs

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  • How long does it really take to get a home loan?

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  • Where are the bargain homes located in your suburb?

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  • Home buyers rejoice! More listings are hitting the market

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  • Major milestones in finance for Oracle’s Angelo and Jaidan.

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  • When will the next RBA cash rate call be made?

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  • 4 tips for self-employed home loan applications

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  • First home buyers charge back into the market

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  • How your deposit size can shape the rate you pay

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  • The pros of having a mortgage broker on your side

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  • 5 New Year’s resolutions for your home loan

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  • Merry Christmas! Season’s greetings from all of us to you

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  • Ho ho ho! The smart move that has 1 in 10 borrowers feeling jolly

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  • What’s tipped for house prices in 2024?

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  • More lenders sign up to low deposit first home buyer scheme

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  • How to manage your home loan over Christmas

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  • The big stretch: should you extend your loan term?

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  • RBA increases the cash rate by 25 basis points, up to 4.35%

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  • Brokers help settle a record 7-in-10 new mortgages

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  • Revealed: the four cities tipped to be future property hotspots

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  • How much can you really save by refinancing?

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  • One-in-three first home buyers use guarantee schemes

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  • The one big factor pushing house prices up

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  • Flat chat: why units could soon become hot property

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  • 3 ways pre-approval can give buyers an edge

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  • Property market climbs towards new peak

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  • How does your home loan compare?

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  • Low deposit first home buyers now have $82,000 in equity

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  • Help to Buy Scheme set to kick off in 2024

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  • More Aussies turn to mortgage brokers for a hand managing hikes

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  • Sneaky rate hikes – is your lender behind them?

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  • Has the tide turned? What the RBA rate pause means for homeowners

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  • Why are fixed rates still rising? And when might they drop again?

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  • Where homeowners are spending $1 billion a month

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  • Could apartment living help you dive into the property market sooner?

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  • Mortgage holders breathe a sigh of relief as RBA puts cash rate on hold

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  • Breaking out of mortgage prison: can easing serviceability buffers help?

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  • Homebuying intentions climb as Aussies untie themselves from rental crunch

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  • Mortgage serviceability: how to jump through the hoops

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  • RBA attempts to beat back inflation with another rate hike, up to 4.10%

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  • Why more Aussies are turning their backs on the McMansion

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  • Is the property market starting to rebound?

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  • Property valuation: what you need to know when buying a home

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  • Heads up business owners: the asset write-off deadline is looming!

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  • More home buyers set to benefit from low deposit, no LMI schemes

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  • Homeowners brace as RBA raises cash rate to 3.85%

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  • Tips to help stay on top amidst the rate hike cycle

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  • Property listings and prices are bouncing back

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  • What is the fixed-rate cliff and how can refinancing help?

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  • Mortgage holders granted a reprieve as RBA puts interest rates on hold

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  • Money habits that may raise lenders’ eyebrows

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  • Time to jump in? First home buyer deposit saving times plunge

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  • Got an eagle eye on house prices? Rate rises are only part of the story

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  • Homeowners feel the pinch as RBA lifts cash rate to 3.60%

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  • The latest twist in the tale of national property prices: explained

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  • Take the heat off rate hike fears with these 4 tips for buyers

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  • How to prepare for a fixed-rate mortgage cliff

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  • RBA hikes the cash rate for the ninth time in a row, to 3.35%

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  • Considering refinancing your mortgage? Here are some questions to ask

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  • Can a job switch affect your mortgage application?

    Article
  • Planning a reno in 2023? Here are 4 tips for smooth sailing

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  • Get a financial head start on the school year

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  • What you should know about buying a tenanted investment property

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  • 4 New Year’s resolutions for financial fitness

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  • Seasons greetings! Here’s to a happy and prosperous 2023

    Article
  • First home buyer numbers have halved: is it time to swoop in?

    Article
  • Are we there yet? RBA hikes cash rate for eighth straight month

    Article
  • Where there’s a will (and genuine savings), there’s a way

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  • Your new phone or your home loan? What would you research more?

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  • 5 surprising reasons for home loan heartbreak

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  • Buying could be cheaper than renting for a third of properties

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  • Hold your horses: RBA hikes cash rate again to 2.85%

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  • With property prices dropping, is now the time to refinance?

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  • Is now a good time to buy an investment property?

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  • Nurses and midwives now eligible for LMI waiver

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  • RBA lifts cash rate for the sixth month in a row to 2.60%

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  • How to escape renting and get into the property market

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  • How long does it take for an interest rate rise to kick in?

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  • Is now a good time to buy?

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Working
with you.

Our experienced team of finance brokers have a wealth of knowledge to identify and implement the ideal financial solution for you. We prioritise working with you to achieve your business and personal financial goals for today and the future.

Meet the team
oracle

What our
clients say.

We worked with Angelo from Oracle for the purchases of our businesses and investment properties. The level of personalized care, attention to detail, and professionalism demonstrated by Angelo and his team surpassed our expectations. As owners of small businesses, we appreciated the honesty, transparency, and especially the warm compassion throughout the whole mortgage process. We highly recommend Angelo and his team to all our professional colleagues, and thank him immensely for all his help so far.

Le Anh

From the time I first met with Jaidan who developed a plan for me and answered all my questions, who was there for me when I thought I was stuck and answered all my calls, either driving in his car on the way to an important meeting or after hours with a crying baby in his arms - thank you so much Jaidan - you are a gun! And Isabelle who cheerfully and effortlessly handled all my queries, handled the paper work and helped me RE concerns on the late contract and helped with the FHLDS paper work. Thank you so much!

Richard

I highly recommend Jaidan Ianni from Oracle. He worked very hard on my behalf to make my life long dream come true. Thanks to Jaidan my home is being built as I write. Jaidan diligently explained each process to me every step of the way. He was always available to speak to , and on the rare occasion he wasn't available he got back to me promptly. I really enjoyed working with Jaidan due to his friendly and caring nature. And I look forward to working with Jaidan in the future .

Sonia

Jaidan's integrity is what stands out the most. He is a listener, he asks the right questions and offers appropriate advice. His support and guidance through processing our financial needs, from beginning to end is the highest professional quality anyone could expect. Jaidan is well mannered, approachable, knowledgeable and willing to support our financial needs and I couldn't recommend his services more highly. I feel safe in the knowledge I am in good hands.

Jay

Jaidan was very professional from first communication right until the end. Jaidan always went over and above to ensure I was being looked after and knew what was going on. Jaidan is very knowledgeable and is able to cater to any circumstance. Being my first loan, I thought this experience would be very daunting and was unsure about the whole process prior to speaking with Jaidan. Jaidan made the whole experience a breeze, I would highly recommend Jaidan for any finance services.

Brodie