Refinance your
Home Loan

Refinance with us and save money and time.

Put simply, things change and sometimes that change helps us reevaluate. We don’t mean to be so philosophical, but we’re actually talking about refinancing your home loan. Refinancing your home loan involves switching your current home loan to another bank in search of lower interest rates and fees, simpler and better repayment terms or better loan conditions and features. This might sound confusing and like a hassle, but refinancing your home loan can actually benefit you in a big way. If you work with us to refinance your home loan, you’ll end up clearer on what it entails and what you want to achieve, than you were before.

We’ll ensure the process of refinancing your home loan is as smooth as possible so that you can maximise on the benefits of doing so. Often people look to refinance to secure better interest rates, reduce their monthly payments, consolidate their debt, take advantage of different home loan features, or even to unlock enquiry within their home loan. Whatever your reason for refinancing, we are here to help. We’ll explain the process and pinpoint exactly how you can save on your home loan.

Get more out of your home loan with confidence.

So no matter what your goal is, or what you want to achieve, our finance brokers will help you compare and decide on a new loan that is ideal for you and your financial goals. Refinancing your home loan is like shopping around for the right pair of new shoes after your old ones no longer fit. Some will fit, others won’t, some you just may not like, and that’s okay. We’ll shop around with you until we find a refinancing solution that fits you just right. We’ll talk through every feature of each different loan option including offset accounts, redraw facility, repayment holiday, split loans, portability and other products or services.There is the chance that your existing home loan might already be the best option for you, but we’ll talk every possible option through with you.

We’ll give you the right information straight from the source and translate any bank lingo you might not be familiar with. Refinancing your home loan doesn’t need to be stressful and intimidating, we’re here for you. Call us today and see how much you can save by refinancing your home loan.

Download our Refinancing guide here. This guide covers everything you should consider when it comes to refinancing, including potential costs, the varied types of mortgages on offer and why using a mortgage broker is the smart choice.

Personal.

First Home Buyer

Buying your first home doesn’t need to be daunting. We’ll guide you through the entire process, so that you can collect the keys with confidence.

Property Investment Lending

Finance the expansion of your property investment portfolio with the right loan and advice. It’s easier than you think.

Home Renovations Lending

Funding a home renovation can be daunting. Let us help you secure a loan that will help you fund the renovation of your dream home.

Construction Loans

Construction loans can help you transform your home, literally. Talk to one of our brokers and we’ll find a loan that’s right for you.

Vehicle Loans

In need of a vehicle upgrade? We’ll compare thousands of different loans so that you can drive off sooner than you think.

Refinance

Things change, so do loans. If you want to get more out of your home loan through refinancing, contact us today.

Book a personal consultation.

Working
with you.

Our experienced team of finance brokers have a wealth of knowledge to identify and implement the ideal financial solution for you. We prioritise working with you to achieve your business and personal financial goals for today and the future.

Meet the team
oracle

What our
clients say.

We worked with Angelo from Oracle for the purchases of our businesses and investment properties. The level of personalized care, attention to detail, and professionalism demonstrated by Angelo and his team surpassed our expectations. As owners of small businesses, we appreciated the honesty, transparency, and especially the warm compassion throughout the whole mortgage process. We highly recommend Angelo and his team to all our professional colleagues, and thank him immensely for all his help so far.

Le Anh

From the time I first met with Jaidan who developed a plan for me and answered all my questions, who was there for me when I thought I was stuck and answered all my calls, either driving in his car on the way to an important meeting or after hours with a crying baby in his arms - thank you so much Jaidan - you are a gun! And Isabelle who cheerfully and effortlessly handled all my queries, handled the paper work and helped me RE concerns on the late contract and helped with the FHLDS paper work. Thank you so much!

Richard

I highly recommend Jaidan Ianni from Oracle. He worked very hard on my behalf to make my life long dream come true. Thanks to Jaidan my home is being built as I write. Jaidan diligently explained each process to me every step of the way. He was always available to speak to , and on the rare occasion he wasn't available he got back to me promptly. I really enjoyed working with Jaidan due to his friendly and caring nature. And I look forward to working with Jaidan in the future .

Sonia

Jaidan's integrity is what stands out the most. He is a listener, he asks the right questions and offers appropriate advice. His support and guidance through processing our financial needs, from beginning to end is the highest professional quality anyone could expect. Jaidan is well mannered, approachable, knowledgeable and willing to support our financial needs and I couldn't recommend his services more highly. I feel safe in the knowledge I am in good hands.

Jay

Jaidan was very professional from first communication right until the end. Jaidan always went over and above to ensure I was being looked after and knew what was going on. Jaidan is very knowledgeable and is able to cater to any circumstance. Being my first loan, I thought this experience would be very daunting and was unsure about the whole process prior to speaking with Jaidan. Jaidan made the whole experience a breeze, I would highly recommend Jaidan for any finance services.

Brodie